In a mixing bowl sift together flour, salt, sugar and yeast.

Microwave the milk and water for 30 secs until warm.

Slowly add the warm water and milk into the flours and knead a dough.

Add olive oil to the dough and knead for about 10 minutes.

Cover with cling wrap and let the dough rest for about 1 hour.

Grate the cheddar and mozzarella and keep it aside.

Roast the paneer in butter and sprinkle salt and pepper. I was planning to get feta cheese for baking this. But skipped it at the last moment. Also since my kids are so fond of paneer, I thought this was better.

Mix all the cheese together and have it ready.

Preheat oven to 210C and line a baking sheet with parchment paper.

Remove the dough from refrigerator and divide it into two parts.

Since I was making mini versions, I made into 6 balls.

Place one part of the dough onto a floured surface.

Spread the dough into a big circle and then roll it on opposite sides until a boat shape forms.

Pinch the edges and seal tightly.

Fill the boats with cheese fillings. Brush the boats with butter. Sprinkle fresh chopped rosemary and black pepper.

Bake in preheated oven for about 15 minutes or until golden.

Remove from oven and serve warm.